Your car collides with a vehicle that has just run a red light, and your policy limits are 200/300/100. What is the maximum coverage under your policy for damages to the vehicle that you struck?
A) $200,000
B) $300,000
C) $100,000
D) zero
Answer: D
Explanation: D) Since the other driver was at fault by running a red light, your policy would make no payments to repair the other person's vehicle.
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