In In re Jones, Jones graduated from college and then went to law school. He graduated from law school but was unable to pass the bar exam. Over the next decade he worked various jobs before going back to school again for a master's. Jones took out student loans to pay for his education, resulting in $140,000 of debt. He filed for bankruptcy and sought to have the student loans discharged for "undue hardship." Which of the following is the most likely holding of the court?

A. Jones had not met the undue hardship standard because he was well educated and able to work and presented no hardship such as illness or injury.
B. Jones met the undue hardship standard because he demonstrated that he had made diligent efforts to find employment.
C. Student loans are nondischargeable and not subject to the undue hardship standard.
D. Jones met the undue hardship standard because the amount of money owed was too much for a person in his fifties to be able to pay.


Answer: A

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