Amy knows that creating a financial plan is a critical step to being financially independent. She begins by balancing her income and expenses and posts this on the fridge at home. She then checks her credit score and realizes that a credit card could help improve her score. She applies for three or four cards, just in case she doesn’t get approved for some of them. She then sets a plan to pay off the balance every month. What did Amy do wrong?
a. She should not have checked her credit score.
b. She should only have applied for one card at most.
c. She should not have put her financial plan in a family space.
d. She should have planned to pay the balance every two weeks.
b. She should only have applied for one card at most.
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What will be an ideal response?