Under a fractional reserve banking system, banks are required to

(a) keep part of their demand deposits as reserves
(b) expand the money supply when requested by the central bank
(c) insure their deposits against losses and bank runs
(d) pay a fraction of their interest income in taxes
(e) charge the same interest rate on all their loans


Ans: (a) keep part of their demand deposits as reserves

Economics

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For many jobs, as wages increase, the quantity supplied of labor increases. This set of facts is evidence that the

A) substitution effect is larger than the income effect and the supply of labor curve is upward sloping. B) income effect is larger than the substitution effect and the supply of labor curve is upward sloping. C) substitution effect is larger than the income effect and the supply of labor curve is backward bending. D) income effect is larger than the substitution effect and the supply of labor curve is backward bending.

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The Celler-Kefauver Act of 1950 amended the:

a. Sherman Act b. Clayton Act. c. Federal Trade Commission Act. d. Wagner Act.

Economics

The smallest (in terms of dollar value) component of our M1 money supply is

a. demand and other checkable deposits b. currency c. travelers' checks d. money market accounts e. savings accounts

Economics

Which of the following statements about incentives is true?

a. Changing one incentive can result in several unseen effects. b. Understanding how people respond to incentives helps government planners organize the economy. c. Fair-minded people who care about others will not be affected by incentives. d. Emphasizing incentives ignores altruistic nonmonetary values.

Economics