Identify some recent trends in student loan debt. Discuss how rising levels of student loan debt are related to changes in the family.
What will be an ideal response?
Ans: Students are graduating with higher levels of debt than ever before. Fourteen percent responded that loans delayed marriage. Twenty percent responded that they delayed having children because of loans.
KEY: Learning Objective: 11.3: Describe trends in family formation and family life in the U.S., including marriage, divorce, child care arrangements, and domestic violence, and describe family patterns in immigrant, Native American, and deaf families.
REF: Cognitive Domain: Application
Answer Location: Marriage and Divorce in the U.S
Difficulty Level: Easy
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Given what you know from the text about economic inequality in the U.S., why is an individual’s access to home ownership so important?
A) Home ownership is fully achievable for every American citizen, so it is a normal part of life. B) Home ownership facilitates a positive childhood home life. C) Home ownership provides monthly income while you are paying off debts. D) Home ownership is the primary means through which average Americans generate wealth.
Simple interest is:
a. interest paid at the origin of the loan. b. interest accumulated and added to the face amount of the loan. c. interest charged only on the outstanding balance of a loan. d. waiving of interest on a complex loan.
According to structural strain theory, in the growth and spread of a generalized belief stage, _____.
a. opposing groups prevent, interrupt, or repress those advocating social change b. ?leaders emerge c. community leaders ridicule or quash the emerging collective behavior d. people see a situation as their own fault e. people attribute the problem to a person or group
In the 19th century, women's role was redefined as
A. educated professional in the workforce. B. domestic laborer in paid employment. C. caregiver to husband and children. D. caregiver to aging parents.