Define disability insurance and give the common sources of it
What will be an ideal response?
Answer: Disability insurance is earning-power insurance for anyone who relies on income from a job for financial support. It is generally available to replace most of your monthly income when you become disabled due to injury or illness.
Workers' Comp provides benefits when the disability is work-related. Social Security gives benefits when the disability lasts for more than five months and is expected to last for more than one year. Employer-sponsored plans can cover short-term and long-term disabilities. If a plan is not available at work, you might consider an individual plan that would offset your loss.
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