With ___________________________, an enrollee pays a premium to a health insurer, and the health insurer contracts with separate providers to deliver healthcare services. Providers can charge anything above a stipulated amount and collect the remainder directly from the patient.
a. Managed care organizations (MCOs)
b. Health maintenance organizations (HMOs)
c. Indemnity insurance
d. Preferred provider organizations (PPOs)
Ans: c
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When was the Equal Rights Amendment (ERA) ratified by the states?
a. 1776 b. 1976 c. 1990 d. ERA was never ratified by the states
The interest in cultural diversity competence
a. exists in a just a few professional groups, such as among teachers b. exists within a broad spectrum of workplaces c. exists primarily among civil rights d. a and c above e. none of the above
According to Torrey, how has the deinstitutionalization of the mental health system contributed to the
problem of homelessness?
a. People with mental illness are unmotivated to work so they cannot afford housing. b. Housing programs are designed primarily for minorities, yet the majority of the mentally ill population is Caucasian. c. Community mental health centers, designed as a diversion to hospitalization, have been unsuccessful. d. Individuals discharged from psychiatric hospitals do not adhere to their comprehensive follow-up treatment plans.
Which of the following was not a time of major policy changes?
A. The stock market crash of 1929 B. The death of Princess Diana in 1997 C. The terrorist attacks of September 11, 2001 D. The major economic crisis in the fall of 2008