What investment goals should a person have when determining where to put their 401k monies in their account?
What will be an ideal response?
Answer: For the younger workers under the age of 55, their goal should be the accumulation of wealth through capital gains. A good diversified portfolio of Index funds, Growth funds and Balance funds would be appropriate choices. Between ages 55 and 65, their goals should change to wealth preservation so they should gradually reallocate their portfolio away from capital gains to less volatile funds like bond funds so that by the time they near retirement they have 70% into Bond funds and 30% into Balanced funds. Once retired, wealth preservation and income are the main goals so they should have a majority of their portfolio in Bond funds and Government Security funds for safety and income.
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The customer loyalty index (CLI) is a function of total sales, customer lifetime value, and shareholder dividend
Indicate whether the statement is true or false
During 20x5, Oates Company had sales of $250,000, net income of $25,000, average total assets of $350,000, dividend payments of $17,500, net cash flows from operating activities of $26,000, purchases of plant assets of $37,500, and sales of plant assets of $45,000. Cash flow yield equals (Round amounts to one decimal place)
A) 1.5 times. B) 1.0 times. C) 2.1 times. D) 1.3 times.
Roberto's 10-page report on emerging international markets contains important information that needs emphasis for the readers. Which of the following techniques would LEAST improve the readability of the report?
a. Enumerated or bulleted lists b. Major and minor headings that are equally emphasized. c. Tables and graphs d. Short talking headings
Which of the following is the best advice when presenting the reasons for the bad news?
A) Whenever possible, cite company policy as the reason for the bad news because most people willingly accept this reason. B) Do not present the reasons for the bad news; instead, focus solely on presenting the bad news sensitively. C) Use words such as impossible, regret, and unfortunately to make your point clear. D) Cite reader or other benefits if plausible.