Assuming that the investment amount is $137,000, and the estimated growth rates are accurate, should the owners go with a monthly or quarterly payment plan? Why?

What will be an ideal response?


With an initial investment amount of $137,000 for the non-expedited costs, the amount needed to finance the project is $313,000 . With an APR of 7% for that amount, the total cost of the loan is $371,866.51 for quarterly payments and $373,667.07 for monthly payments. The total additional profits based on the estimated profit growth rates at the end of seven years result in $372,564.20 . Therefore, only the loan with monthly payments meets the investment requirement of being paid off in 7 years.

Computer Science & Information Technology

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