When an older adult is considering long-term care insurance (LTCI), which is an important consideration?
a. Scrutinize all exclusions carefully before enrolling.
b. Apply at the oldest age possible for lower rates.
c. Avoid purchasing LTCI through a group policy.
d. Delay application until government sponsors LTCI.
A
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A Correct. As with everything else in life, always read the fine print. For example, many plans strictly limit benefits for Alzheimer's disease.
B Incorrect. The rates may go up with age at application.
C Incorrect. The best LTCI packages have been obtained by large organizations with considerable negotiating power.
D Incorrect. LTCI plans do not receive any government support, so the subscriber finances his or her own LTCI.
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A student is late for his appointment and has rushed across campus to the health clinic. The nurse should:
a. Allow 5 minutes for him to relax and rest before checking his vital signs. b. Check the blood pressure in both arms, expecting a difference in the readings because of his recent exercise. c. Immediately monitor his vital signs on his arrival at the clinic and then 5 minutes later, recording any differences. d. Check his blood pressure in the supine position, which will provide a more accurate reading and will allow him to relax at the same time.
A client with chronic back pain reports to the nurse that since diagnosis, family and friends have been making negative comments because the pain has been going on for so long
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Which of the following weight gain suggestions is not an accurate recommendation?
1. Underweight women should gain 12.5 to 18 kg. 2. Obese women should still gain at least 7 kg. 3. Adolescents are encouraged to strive for weight gains at the upper end of the recommended scale. 4. In twin gestations simply double the weight gain recommended for a single fetus pregnancy.
The onset of schizophrenia can be triggered by which prenatal occurrence?
a. Viral infection b. Maternal depression c. Maternal smoking d. Exposure to toxic waste