Why is it financially unhealthy for an individual to maintain a large percentage of debt financing over a long period of time, that is, to be highly leveraged?

What will be an ideal response?


A large D-E mix over time is not healthy financially because this indicates that the person owns too small of a percentage of his or her own assets (equity ownership) and is risky for creditors and lenders. When the economy is in a ‘tight money situation’ additional cash and debt capital (loans, credit cards, etc.) will be hard to obtain and very expensive in terms of the interest rate charged.

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Develop a simplified form of the general steady-state energy balance appropriate for each operation. State carefully, and justify, any assumptions you make.

A list of common unit operations follows: (a) Single-pipe heat exchanger (b) Double-pipe heat exchanger (c) Pump (d) Gas compressor (e) Gas turbine (f) Throttle valve (g) Nozzle

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____ structures are a style of architecture originating in the 1920s that featured geometric, streamlined shapes and the use of materials such as aluminum, stainless steel, lacquer, and inlaid wood.

A. Neoclassical B. Modern C. Arts and Crafts D. Art Deco

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If a CI-4 engine lubricating oil was used in place of the OEM specified CJ-4, which of the following components could be damaged?

A. exhaust valves B. turbocharger C. exhaust gas recirculation (EGR) system D. diesel particulate filter (DPF)

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A belt that vibrates and jumps around while operating can most likely be corrected by:

A) Aligning the belt. B) Replacing the belt. C) Spraying the belt with belt dressing. D) Tightening the belt.

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