Luther’s most critical theological insight was sola fide, “by faith alone,” meaning that

a. through faith, Christians would be motivated to perform good works that would ultimately win them salvation.
b. salvation was achieved through a combination of faith and works which earned the faithful merit, but that no penance or punishment in Purgatory was necessary.
c. Christians can do nothing to achieve salvation by their own merit or works, and that faith alone, as a pure gift from God, brought salvation.
d. faith alone brought salvation, and Christians could only achieve faith through performing good works and participating in the sacraments.


c. Christians can do nothing to achieve salvation by their own merit or works, and that faith alone, as a pure gift from God, brought salvation.

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