Suppose someone knew that the probability of incurring a $10,000 medical expense was 5%, and the odds of being healthy and incurring no expenses was 95%. If they used that information to compare the expected cost to them ($500) with the $600 premium it would cost to get full coverage and decided to buy the insurance, then economists would say they are

A. risk-averse.
B. risk-neutral.
C. Irrational.
D. risk-loving.


Answer: A

Economics

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