The Fair Debt Collection Practices Act:
A. protects applicants from being discriminated on grounds of sex, marital status, race, color, religion, national origin, and age.
B. prohibits harassment by debt collectors, including late-night phone calls and threats of violence.
C. covers all retail stores, banks, or businesses that collect their own debts in their own name.
D. ensures that information concerning a person's credit background supplied to his or her creditors is both up-to-date and accurate.
Answer: B
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