Non-value-adding elements in a flow should be?
a. Managed/eliminated
b. Ignored
c. Both managed/eliminated and ignored
d. Neither managed/eliminated nor ignored
a. Managed/eliminated
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The Galatea effect is based on a person’s sense of ______.
A. self-esteem B. self-efficacy C. self-fulfilling prophecy D. grit
Lenders are required to charge prepayment penalties on most subprime mortgages and home equity loans.
Answer the following statement true (T) or false (F)
Capital market segmentation is a financial market imperfection caused mainly by:
A) government constraints. B) institutional practices. C) investor perceptions. D) all of the above
Which of the following is an example of passive fraud?
A) A homeowner tells a home buyer that the basement of the home never floods, when in fact the homeowner knows it has several significant leaks. B) An attorney fails to tell his or her client of an offer to settle a case. C) A thrift store sales clerk mistakenly tells a customer that a table is oak instead of pine. D)A car salesman tells a customer that he believes the latest model of certain pickup truck is more reliable than previous models.