An older adult is concerned that if her spouse, who recently suffered a stroke, is placed in a nursing home, "they will take everything in order to pay for his care." What response will the nurse make?
a. "A spouse is allowed to keep a percentage of the family income and cash as well as the family home, car, and personal prop-erty"
b. "You should consider transferring the as-sets to your son so that your husband will qualify for Medicaid"
c. "Have you considered caring for your husband at home since Medicare will cov-er custodial care at home?"
d. "Are you aware that your children have a legal obligation to provide financial sup-port toward the care of disabled parents?"
ANS: A
The spouse is permitted to keep a portion of the assets, home, car, and personal property. There is a "look back" period of 36 months to determine whether funds that were transferred would nor-mally have been available to the individual. Medicare does not cover the cost of custodial care; it covers skilled care only. There is no legal obligation of a child to support a parent.
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