A member in an indemnity BCBS plan has a deductible of $700, with a coinsurance rate of 90-10 after the deductible has been met, up to an annual maximum out-of-pocket amount of $2,000. Calculate the total amount the patient owes if his/her charges for the year total $2,400.
A. $2,400
B. $700
C. $2,000
D. $870
Answer: D
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