Which of the following statements is (are) true with respect to the cash annuity settlement option?
I. The taxable portion of the distribution is subject to federal and state income taxes.
II. The option results in adverse selection against the insurer as those in poor health are more likely to take cash than to annuitize the funds.
A) I only
B) II only
C) both I and II
D) neither I nor II
Answer: C
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Answer the following statements true (T) or false (F)
1. Formal business plans can be dangerous to the survival of new businesses; many who try them fail because of the resources required to write and agree upon the plan. 2. A strategy is a large-scale action plan that sets direction for an organization. 3. Strategic management is the process of involving nonmanagerial employees in the formulation and implementation of strategies and strategic goals. 4. An organization should adopt strategic management and strategic planning to encourage new ideas.
Answer the following statements true (T) or false (F)
1. Evidence shows that firms that announce layoffs have higher stock prices than their peers, both in the near term and over time. 2. Portfolio analysis is an example of the incremental model of decision making. 3. Analytics have been used in baseball and basketball to find undervalued players that could help teams that had limited resources to pay superstars. 4. Capital One uses predictive modeling by conducting experiments to evaluate which customers will sign up for credit cards and pay back their debt.
Which of the following statements is true of the competitive environment in the United States?
One of the types of supply uncertainty is ______.
A. the inability of an individual supplier to fulfill its obligations B. a surplus of inbound raw materials and components C. a shortage of outbound raw materials and components D. a surplus of outbound raw materials and components