Why has the insurance commissioner's office gained importance in the 21st century?
What will be an ideal response?
Answer:
A. Insurance commissioner's office
1. 1,700 employees
2. regulates insurance company practices
3. helps ensure that insurance companies have enough money to cover potential claims
4. constitutional amendment capped medical malpractice liability
a. progressively harder to collect damages
B. Office gained political importance in 21st century
1. skyrocketing home insurance rate
2. was supposed to cap insurance rates but deregulation has made many rates outside the state's regulatory reach
a. homeowners' policies
b. auto insurance policies
3. change in leadership
a. three-member board was replaced by single commissioner appointed by the governor
b. department head has been targeted as rates have increased
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Poverty in Nigeria
a. is isolated in small pockets in the driest areas of the North. b. is the condition in which most people live. c. has declined significantly in the past ten years. d. has rapidly declined as oil prices have risen. e. is a bigger problem for state governments than for the national government.
What incentive exists for the governor to make appointments in between legislative sessions?
a. The appointee will not require confirmation until the next session. b. The appointee will not require any confirmation by the Texas Senate. c. The appointee will be able to serve two consecutive terms. d. The governor can seek confirmation from the Supreme Court of Texas rather than the Senate. e. The appointee will only require a majority approval by the Senate to continue serving
During the Revolutionary War, state officials were prepared to sacrifice for the war effort only if they were confident all states would do their part and this is an example of what?
A. free riding B. coordination C. agency loss D. prisoner's dilemma
Of the following, who is MOST likely to hold the most liberal political views?
a. Alexander, a high school freshman b. Brittany, a high school senior c. Matthias, a college freshman d. Cara, a college senior