Quik Collection Agency calls Pat several times a day, and some-times in the middle of the night, about an overdue bill that Regal Sporting Goods turned over to Quik for collection. This is a violation of

a. no federal law.

b. the Fair and Accurate Credit Transactions Act.
c. the Fair Debt Collection Practices Act.

d. the Truth-in-Lending Act.


c

Business

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