Under the TILA, a qualified mortgage (QM)
A) limits up-front points and fees to 5 percent
B) limits all of a borrower's debt to 43 percent of his or her income.
C) allows balloon payments only if the borrower agrees up front.
D) must allow for interest only periods.
B
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Why is it inappropriate to use the indirect approach in a message that has to do with an employee's safety?
A) The audience may mistake the message for a routine communication and decide not to read it. B) It is most important to maintain the company's positive image and retain the customer's goodwill. C) This approach will not be sufficient to soften the blow of the bad news. D) This approach puts the audience's welfare ahead of the company's best interests. E) It fails to adequately prepare the audience for the bad news that will follow.
Traditional staples of employee communications have included all the following EXCEPT ________
A) bulletin boards B) suggestion boxes C) "town hall" meetings D) Delta lunches
Yolanda has significant experience in high school theater, and she brings the confidence gained there to her speeches in her communication class. After her first classroom speech, her communication professor tells her she needs to work on her gestures. What may Yolanda be doing that worked in theatrical performances but doesn’t work as well in a presentation?
a. She is forgetting that gestures are appropriate in acting but not in presentations. b. Her gestures may be inappropriately broad for the smaller room. c. She may be scripting her gestures and making them appear forced and unnatural. d. She may be receiving bad advice from friends who watch her rehearse.
All violator's will be towed at the owners expense
What will be an ideal response?