A patient asks the nurse, "What do health maintenance organizations (HMOs) do to reduce health care costs?" The response giving the best example of an HMO cost-containment method would be
a. "HMOs pool individual contributions for use in catastrophic illness."
b. "HMOs provide supplemental coverage for items not covered by Medicare."
c. "HMOs use a retrospective payment system."
d. "HMOs provide services aimed at keeping members healthy."
ANS: D
HMOs attempt to reduce costs by providing services aimed at keeping members healthy, such as smoking cessation classes and weight loss programs. The other options are not factual statements.
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