A client asks if insurance pays for genetic testing. How should the nurse respond?
Note: Credit will be given only if all correct choices and no incorrect choices are selected.
Standard Text: Select all that apply.
1. "It depends on the insurance carrier."
2. "They are required to do so by federal law."
3. "These tests are not paid for by insurance companies."
4. "Insurance companies do not, but a federal program pays for many of them if you allow them access to the results."
5. "Some insurance companies pay for some tests."
1,5
Rationale 1: Some insurance companies require the client to pay for genetic testing.
Rationale 2: There is no federal law requiring insurance companies to pay for genetic testing.
Rationale 3: Some companies do cover the cost of genetic tests.
Rationale 4: There is no program whereby the client must reveal results in order to have the test costs covered.
Rationale 5: This is an accurate statement.
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