An ARM disclosure must be made within three business days after a variable interest rate loan is closed.
Answer the following statement true (T) or false (F)
False
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When encryption is used to protect data,
a. it is impossible for anyone other than the creator of the data to access data. b. only those with a secret code can enter the database to access information. c. it cannot be destroyed by a power surge. d. it cannot be accidentally deleted.
Which case held that state bans on same-sex marriage were unconstitutional because they violated liberty interests under the Fourteenth Amendment Due Process Clause?
A) Lochner v. New York B) Obergefell v. Hodges C) Kelo v. City of New London D) United States v. Windsor
A joint bank account is a common example of a non-probate asset
a. True b. False
____________________ authorizes the Environmental Protection Agency to clean up sites contaminated by toxic wastes.
Fill in the blank(s) with the appropriate word(s).