The monthly fee a person must pay for health care insurance coverage is known as the
a. premium.
b. deductible.
c. copayment.
d. coinsurance.
ANS: A
The premium is the monthly fee a person must pay for health care insurance coverage. The deductible is the yearly amount an insured person must spend out-of-pocket for health care services before a health insurance policy will begin to pay its share. The copayment is the amount an insured person must pay at the time of an office visit, when picking up a prescription, or before a hospital service. Coinsurance is the percentage of the total bill paid by the insured person after a deductible has been met. The remainder is paid by the insurance company.
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When assessing the musculoskeletal system of an older client, it would be important for the nurse to report which finding?
1. Client complains of stiffness and mild pain in the knee joints. 2. Client complains of numbness in the hands. 3. Client is unable to fully extend arms about the head. 4. Crepitus is heard when bending the knee.
Several children are seen in the emergency department for treatment of illnesses and injuries daily
The situation that would create a high index of suspicion of child abuse is a child a. who has repeated middle ear infections. b. who has severe colic. c. who has bite marks. d. who has croup.
The nurse would inform a client with a venous ulcer that the client's ulcer will be treated with the traditional protocol of
a. daily warm soaks and application of wet-to-moist saline dressings. b. enzymatic debridement and the area left open to air. c. local antibiotic ointment applied twice a day. d. pressure dressing left in place for 5 to 7 days.
The nurse observes bleeding on the dressing of a site where the IV was discontinued. Which action should the nurse take first?
a. Hold pressure on the site. b. Replace the dressing. c. Apply a warm compress. d. Lower the site below the level of the heart.