Bill is a college freshman living off-campus in his own apartment. He lives close enough to the campus to ride his bike and takes the bus to get to his job. He has transferred his gym membership to the facility near his school. He has a credit card; however, he does not use it. He has created a budget as follows:Monthly Expenses: Tuition is paid by loan directly. Books$100Rent$550Utilities/cell$250Transportation$30Laundry$30Food/household items$500Entertainment$200Health/Fitness     $40Total:$1,700  Monthly Income: Summer Savings$350Loan$800Job (after taxes)   $600Total:$1,700Based on what you have read about managing financial resources, what are some strengths and weaknesses you see in Bill's financial management? What should be Bill's financial goal? What recommendations

would you make for him to reach this goal? Use specifics from the chapter to support your recommendations.

What will be an ideal response?


Answers will vary.

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Indicate whether this statement is true or false.

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