ARM disclosures must be made at the time an application form is provided to a consumer or before the consumer pays a nonrefundable fee for the loan, whichever is earlier.
Answer the following statement true (T) or false (F)
True
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What are the advantages to having documents in electronic form? Give at least three reasons
What will be an ideal response?
Laws that provide for the disclosure of information from governmental entities are
A. mirror laws. B. freedom of information laws. C. prairie laws. D. sunset laws.
If a spouse desires to have a nonmodifiable property division modified because of alleged fraud, he or she can make a motion:
A. To reopen judgment. B. For additional alimony. C. To divide the property. D. For a writ of habeas corpus.
The APA's position on the right to counsel is best characterized by which of the following?
a. All parties have the right to counsel. b. Only those parties with constitutional rights at risk are entitled to counsel. c. Presiding officers must approve the use of counsel on a case-by-case basis. d. There is no right to counsel in administrative hearings.