A company's income before interest expense and income taxes in Year 1 and Year 2 is $487,500 and $427,000, respectively. Its interest expense was $125,000 for both years. Calculate the company's times interest earned ratio, and comment on its level of risk.

What will be an ideal response?


Year 1: 3.9; Year 2: 3.4

Risk analysis: The income before interest expense has decreased, but the interest expense appears fixed. Consequently, the company's level of risk has increased over the 2-year period. 

Times Interest Earned Ratio = Income before Interest Expense and Income Taxes/Interest Expense
Times Interest Earned Ratio = $487,500/$125,000 = 3.9 (Year 1)
Times Interest Earned Ratio = $427,000/$125,000 = 3.4 (Year 2)

Business

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