Which of the following best describes the provisions of the Patient Protection and Affordable Care Act? (Select all that apply.)

Question

a. It provides free health insurance to all U. S. citizens.
b. It requires most U.S. citizens and legal residents to have health insurance.
c. It bans insurance companies from denying coverage because of pre-existing medical conditions.
d. It gradually decreases the number of health insurance options available to Americans.
e. It provides decreased expenses for families by capping out-of-pocket payments.
f.
It requires all school-age children to have access to health care services.

Answer 1

ANS: B, C, E
The Patient Protection and Affordable Care Act will require most U.S. citizens and legal residents to have health insurance. It puts individuals, families, and small business owners in control of their health care. It reduces premium costs for millions of working families and small businesses by providing hundreds of billions of dollars in tax reliefâ€"the largest middle class tax cut for health care in history. It also reduces what families will have to pay for health care by capping out-of-pocket expenses and requiring preventive care to be fully covered without any out-of-pocket expense. It bans insurance companies from denying insurance coverage because of a person's pre-existing medical condition. Providing free medical insurance, decreasing the number of health insurance options available and requiring all school-age children to have access to health care services are not part of the Patient Protection and Affordable Care Act.