The amount an insured person must pay at the time of an office visit, when picking up a prescription, or before a hospital service is known as the
a. premium.
b. deductible.
c. copayment.
d. coinsurance.
The copayment is the amount an insured person must pay at the time of an office visit, when picking up a prescription, or before a hospital service. The premium is the monthly fee a person must pay for health care insurance coverage. The deductible is the yearly amount an insured person must spend out-of-pocket for health care services before a health insurance policy will begin to pay its share. Coinsurance is the percentage of the total bill paid by the insured person after a deductible has been met. The remainder is paid by the insurance company.
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