Ann is considering the purchase of a life insurance policy with these characteristics:
flexible premium payments, the insurance and savings components are separate, the interest rate credited to the cash value is tied to a changing market interest rate but a minimum interest rate is guaranteed, and a monthly administrative fee is charged. Ann is considering buying
A) whole life insurance.
B) variable life insurance.
C) universal life insurance.
D) current assumption whole life.
Answer: C
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Information such as facts, techniques, and procedures that trainees can recall after training is an example of
A. return on investment on training. B. training credits. C. transfer of training. D. training improvements. E. training outcomes.
A consumer searching for information will create a list of brands or products that he or she will evaluate as options for the solution of a particular problem. This list is referred to as
A. the information set. B. consumer criteria. C. evaluative criteria. D. the evoked set. E. the essential set.
Which of the following is a major assumption that is embedded in the capital asset pricing model (CAPM), which is often used to estimate the cost of retained earnings, rs?
A. All investors are well diversified. B. The firm's dividends and earnings grow at a constant rate far into the future. C. The firm's cost of equity and its cost of debt are always equal. D. The firm's cost of retained earnings must be less than its cost of preferred stock for the CAPM to provide a reasonable estimate for rs. E. Investors primarily purchase stocks with beta coefficients equal to zero.
Answer the following statement(s) true (T) or false (F)
1. Achieving change is a simple task. 2. As OD has evolved, it is now focused on larger scale and strategic change. 3. It is important for OD practitioners to be conscious and intentional about the choices they make and to avoid adopting an intervention or model simply because it is fashionable. 4. OD, as a field, has primarily been concerned with the successful implementation of unplanned change. 5. Legislative or regulatory changes, for example, can cause organizations to adapt to new rules.