Which of the following is not an exclusion from the HO policy's Liability coverage?
A) Liability assumed under any unwritten contract
B) Property damage to property owned by the insured
C) Damage to property in the care, custody or control of the insured by all perils
D) Liability arising out of the ownership or maintenance of the residence premises
D
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If a credit card is issued to a consumer under the age of 21, the credit card company is required to
A. notify the cardholder's parents so they can monitor their child. B. give a 60-day notice before making any rate hikes. C. obtain the signature of a cosigner who has the means to repay any debt. D. set reasonable spending limits.
Verification of product movement by examining physical records or performing inventory analysis are characteristics of which of the following types of syndicated services?
A) surveys B) audits C) purchase panels D) media panels E) movement exams
Howard Lumber Company mistakenly classified a product cost as an expense that totaled $20,000. The company produced 2,000 units of product and sold 1,000 of them during the year. Management is paid a bonus equal to 2% of net income. In the year in which the mistake was made:
A. the company's net income was overstated. B. the company's income statement portrayed a more favorable position than actually existed. C. product costs were overstated. D. management bonuses were underpaid.
In what ways can a communicator be considerate of his or her receiver?
What will be an ideal response?