What are the requirements in most states regarding UM coverage?

What will be an ideal response?


Most states require that UM coverage be provided with the issuance of a liability policy. The minimum limits of this coverage are generally set by statute and are often the same as the minimum-coverage limits required for liability insurance coverage. Uninsured motorist coverage typically does not provide for any deductible to be paid by the insured. In most states the insured's carrier can reduce the amount of damages paid to its insured in proportion to the insured's own negligence.

Legal Studies & Paralegal

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Legal Studies & Paralegal