The Harpers (a black family) purchased a home with financing through Union Savings Association. During the first year, two of the Harpers' payment checks bounced but were immediately covered. Mr. Harper then lost his job and attempted to work out an
interim payment schedule with Union. Union refused and foreclosed on the property. An examination of Union's records revealed that it was the first time Union had refused an interim payment plan for a temporarily unemployed borrower. Harper filed suit, alleging Union had violated the Fair Housing Act. Union maintains the Fair Housing Act is applicable only to purchases of homes and loans, not foreclosures. What is the result?
?A refusal to offer all debtors the same accommodation is discriminatory. There is a violation of FHAA.
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