Once you begin making payments on an amortization schedule for a loan such as a mortgage or car loan, most contracts clearly state that you may NOT pay off the loan early

Indicate whether the statement is true or false.


Answer: FALSE
Explanation: Most contracts allow you to pay early; however, there may be a prepayment penalty.

Business

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Which statement is true regarding ethical behavior?

A. Many decisions include some sort of ethical choice. B. Managers seldom encounter ethical dilemmas. C. Managers encounter ethical dilemmas but employees do not. D. Employees often encounter ethical dilemmas but managers always know the right

Business

The first unit produced in a process takes 480 hours. As the number of units produced doubles, production time decreases by 18%. Using the arithmetic approach, calculate the production time for the fourth unit.

a. 217 hours b. 323 hours c. 178 hours d. 256 hours

Business

A price list is treated as an invitation to negotiate

Indicate whether the statement is true or false

Business

Seymour borrows $350,000 from Reliable Bank to buy a home. Seymour stops making payments on the loan ten months later. After the bank repossesses the property securing the loan but before it is sold, Seymour wants to buy it. This is

A. a deficiency judgment. B. a reverse mortgage. C. a violation of the law. D. the right of redemption.

Business