Why is there often a delay in resolving claims?

What will be an ideal response?


The adversarial aspect of the system causes the greatest delays in claims resolution. The employer, usually acting through its insurance carrier, can require the injured employee to submit to an independent medical examination (IME) by a doctor of the employer's choosing. (An IME is sometimes not allowed in states where the employer can require the employee to be treated by an approved workers' compensation physician.) When disputes occur they are heard by administrative law judges. The hearings are often bifurcated to allow the physicians to testify at times convenient for them. These procedural requirements slow down the resolution process.

Legal Studies & Paralegal

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Fill in the blank(s) with correct word

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Indicate whether the statement is true or false

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