IMS Research recently forecast that the number of mobile banking users will reach approximately 1 billion in 2012
Indicate whether the statement is true or false
TRUE
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Because Victoria and the account manager she partners with are not in the same space but need to have access to the same information, it is vital that they both use:
A) the same type of computer, so they can share files seamlessly B) a web conferencing system that allows them to show each other files and documents C) mobile phones that allow them to send and receive text messages instead of landlines that do not allow for text messaging D) a computerized, Internet-based CRM system that allows them both to enter and access information about their clients E) the same email client so they can read emails from each other
Most new college graduates use the chronological format for résumés
Indicate whether the statement is true or false
Which of the following statements is CORRECT?
A. There is no reason to think that changes in the personal tax rate would affect firms' capital structure decisions. B. A firm with high business risk is more likely to increase its use of financial leverage than a firm with low business risk, assuming all else equal. C. If a firm's after-tax cost of equity exceeds its after-tax cost of debt, it can always reduce its WACC by increasing its use of debt. D. Suppose a firm has less than its optimal amount of debt. Increasing its use of debt to the point where it is at its optimal capital structure will decrease the costs of both debt and equity financing. E. In general, a firm with low operating leverage also has a small proportion of its total costs in the form of fixed costs.
Which of the following is true of encoding?
A. It involves putting ideas into a symbolic form. B. It is also known as channel managing. C. It involves the development of the message. D. It involves the creation of "noise." E. It involves identifying and interpreting a message.