A fractional reserve banking system is a system whereby

A. a central bank tells all banks what fraction of the population they can serve.
B. banks keep at least 100 percent of their deposits on hand as reserves.
C. banks specialize so that one type of bank handles one kind of deposit and another type of bank handles another type of deposit.
D. banks keep only a fraction of their deposits on hand as reserves.


Answer: D

Economics

You might also like to view...

If the price of goods X and Y change proportionally, then which of the following is true?

a. The budget line will not change because the prices have changed proportionally. b. It is not clear what happens to the budget line because too many factors have changed. c. It will appear as if the budget line has shifted even though income has not changed. d. It will appear as if the budget line pivoted and the slope will change because prices changed.

Economics

Using the information in the table above, calculate the number of people in the labor force

A) 2500 B) 2100 C) 1500 D) 800

Economics

In the above figure, if five million CDs per month are produced and consumed, that is

A) better than producing and consuming four million CDs because more is always better than less. B) more than the efficient quantity because the marginal social benefit exceeds the marginal social cost. C) more than the efficient quantity because the marginal social cost exceeds the marginal social benefit. D) less than the efficient quantity because the opportunity cost exceeds the marginal social benefit.

Economics

In the figure above, the difference in wage rate between low-skilled and high-skilled labor is

A) $16. B) $8. C) $20. D) $28.

Economics