Which information indicates the nurse has an accurate understanding of when the institution's malpractice insurance covers the nurse?

Question

a. While driving to work
b. While driving home from work
c. While tending to people in the neighbor-hood
d. While working within the scope of em-ployment

Answer 1

D
If a nurse works for a health care institution, generally the institution's insurance will cover the nurse during employment. Malpractice insurance usually provides nurses with an attorney, pay-ment of those fees, and payment of any judgment or settlement if a patient sues a nurse for med-ical malpractice. If a nurse provides care on a voluntary basis outside the health care facility, hospital-provided malpractice insurance would not cover the nurse. The nurse will need to carry additional insurance. Driving to and from work is not malpractice.