Bonita Hanks lives in Bastrop Valley, California. She has applied for a mortgage loan for purposes of buying a larger home there. The loan officer at the bank explains to the bank employee who took the application that there would be no loans to people in Bastrop Valley. The loan officer explained, "Are you aware of how many people in Bastrop Valley fail to make their payments? That's a
bottomless pit out there. No one out there is getting any credit from this bank. Even insurance companies don't write policies out there." Basing a decision to extend credit based on residence is:
A)?A violation of the Equal Credit Opportunity Act.
B)?Sound credit extension analysis.
C)?An example of permissible criterion for screening credit applicants.
D)?A violation of TILA.
A
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A focus on serving internal customers is part of ________
A) total quality management (TQM) B) Six Sigma C) ISO 9000 D) ISO 14000 E) ISO 22000
By permitting pre-issuance and post-grant challenges within the U.S. Patent and Trademark Office (PTO), the law attempts to have disputes resolved within the PTO before reaching the litigation stage.
Answer the following statement true (T) or false (F)
To create an enforceable security interest between Mortgage Bank and Nations Property Company with a written security agreement, the agreement must be signed by
A. the debtor. B. the creditor. C. all of the choices. D. a disinterested third-party witness.
Companies can choose information cleansing software from several vendors. Which of the following is not a vendor mentioned in your text?
A. SAS. B. McAffee. C. Ascential Software. D. Oracle.