Which of the following statements is false concerning the taxation of life insurance?

A) Beneficiaries receive death benefits free from any federal taxation.
B) The value of the life insurance death benefit is always included in the insured's estate.
C) If a non-insured/owner dies, the value included in the decedent's estate is approximately the cash value of the insurance contract.
D) Interest earned on settlement proceeds is taxable.


B

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Which of the following emphasizes parts of sentences

A) parentheses B) em-dashes C) commas D) en-dashes

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Merck is one of the largest pharmaceutical firms in the world, and over an extended period of time in the recent past, it consistently earned higher ROEs than the pharmaceutical industry as a whole. As a pharmaceutical analyst, what factors would you

consider to be important in making projections of future ROEs for Merck? In particular, what factors would lead you to expect Merck to continue to be a superior performer in its industry, and what factors would lead you to expect Merck's future performance to revert to that of the industry as a whole?

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Which of the following is TRUE regarding the use of simulation?

A) It is always very easy to build a simulation model. B) It may interfere with real-world systems. C) It always yields optimal solutions. D) It allows time-compression in testing major policy decisions. E) Few constraints, if any, have to be considered.

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Rules and procedures that are not enforced will not affect behavior.

Answer the following statement true (T) or false (F)

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