Soraya is trying to avoid running out of money every month. She has asked her employer to deposit her paycheck directly into her bank account. She has also cut back on expenses by eating out just once a week, driving her car as little as possible, and limiting visits to her favorite coffee shop. She has also put all discretionary purchases on her credit card so that she can pay for everything at
the end of the month. What do you think she should do to avoid running out of money every month?
A) She should eat out less.
B) She should drive more and spend less on public transportation.
C) She should have her paycheck mailed to her so she can deposit it herself.
D) She should use cash, not her credit card, for discretionary spending.
D
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