A client informs the nurse that she is a single parent with four children and cannot afford to pay for medical insurance for her and her family. What coverage does the nurse understand this client and her family may be eligible for?
A) Medicare
B) Medigap insurance
C) Prospective payment system
D) Medicaid
D
Feedback:
Medicaid is a federally funded, state-run program that provides medical assistance for individuals with limited incomes and resources. Qualifications vary from state to state, but, typically, clients qualify if they have children and a limited income. Medicare covers individuals who are 65 years of age or older, permanently disabled workers of any age with specific disabilities, and persons with end-stage renal disease. Prospective payment system is a method of reimbursement in which healthcare providers receive payment for services based on a predetermined, fixed rate. Medigap insurance policies are for people that have adequate resources to cover copayments and deductibles.
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