You will make equal deposits into your retirement account each year for 10 years starting now (i.e., years 0–9). If you expect to withdraw $50,000 per year forever beginning 30 years from now, and the funds will earn interest at 10% per year, the size of the 10 deposits is nearest:

(a) $4239
(b) $4662
(c) $4974
(d) $5471


A = [50,000/0.10](P/F,10%,20)(A/F,10%,10)
= [50,000/0.10](0.1486)(0.06275)
= $4662

Answer is (b) $4662

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