Jean sends e-mail to Irwin promising a percentage of the amount in an African bank account for assistance in transferring the funds to a U.S. bank account. Irwin forwards his account number, but the funds are never sent. Instead, Jean quickly withdraws the funds in Irwin's account. This is
A. online greed but not fraud.
B. an online "fool-me-once, shame on you" occurrence but not fraud.
C. online gambling but not fraud.
D. online fraud.
Answer: D
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