What effect has the presence of federal deposit insurance had on the banking industry?
A) Banks have made it more difficult for customers to qualify for loans.
B) Depositors have become more vigilant in monitoring the decisions made by managers of their banks.
C) Banks have made riskier loans.
D) Banks now hold more excess reserves.
C
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Refer to Mexico and Japan. What is the cost of producing cloth in Japan?
a. 1/2 bushel of food per bolt of cloth.
b. 3/4 bushel of food per bolt of cloth.
c. 4/3 bushels of food per bolt of cloth.
d. 3 bushels of food per bolt of cloth.
The rate of unemployment is calculated as the number of
A) people in the civilian labor force divided by the number of unemployed. B) employed workers divided by the number of unemployed workers. C) unemployed divided by the number of people in the civilian labor force. D) unemployed workers divided by the number of employed workers.
Unemployment insurance is usually available to workers in ________ for a shorter period of time than it is in ________
A) the United States; Canada B) Canada; some Western European countries C) Canada and some Western European countries; the United States D) some Western European countries; the United States
If a bank keeps some of its excess reserves, the actual money multiplier
a. increases b. stays the same c. goes to zero d. decreases e. increases, then decreases