Which of the following statements about retirement planning in the United States is true?

A) Two-thirds of middle-aged people engage in concrete retirement planning in the years leading up to retirement.
B) Financial planning is relatively unimportant because most people rely on government-sponsored benefits.
C) Because income typically drops by 50 percent, more people engage in financial planning than in other forms of preparation.
D) Retirement is a quick, simple process for most workers, so concrete planning is unnecessary.


C

Psychology

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Which of the following statements is true?

  a.  A group that is confident is high in collective efficacy.   b.  Cohesion is based on attraction, and is separate and distinct from the group’s level of coordination and goal-orientation.   c.  Because task cohesion requires modification of individual tendencies, increases in task cohesion tend to reduce the level of social cohesiveness of the group.   d.  Collective efficacy is a group’s shared belief that it can successfully execute the actions required to be successful.   e.  All the statements listed are true.

Psychology

Any measurable conditions, events, characteristics, or behaviors that are controlled or observed in a study are called

a. hypotheses. b. correlations. c. variables. d. confounds.

Psychology

About __________ American smokers suffer premature deaths every year

a. 10,000 b. 75,000 c. 180,000 d. 440,000

Psychology

Regarding the SRRS, which of the following statements is FALSE?

a. A more conservative rating of stress can be obtained by totaling LCU points on the SRRS for only the previous six months. b. Improvement in life conditions can be as costly as a decline. c. Major changes in our surroundings or routines require us to be vigilant, on guard, and ready to react; and over long periods, this can be quite stressful. d. In a classic study in which people were deliberately exposed to the cold virus, a person with a low score on the SRRS was much more likely to get a cold.

Psychology