Which of the following was not a cause of the Savings and Loan crisis of the 1980s?

(A) The gold standard
(B) High interest rates
(C) The deregulation of the industry
(D) Bad loans


Ans: (A) The gold standard

Economics

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Insurance companies do NOT offer fair insurance because

A) they are run by greedy capitalists. B) they could not stay in business. C) they cannot diversify their risks. D) they are risk-avoiding.

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Median income is the:

A. in the level earned by the household exactly in the middle of the national income distribution. B. the total national income divided by the total number of households. C. the total national income divided by the total population. D. 50% of the top quintile level of income.

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"Hidden" or "disguised" unemployment consists of:

a. involuntary part time work b. loss of overtime c. shortened work hours d. All of the above. e. b and c only

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Which of the following statements is true for a monopolist?

a. a monopolist will charge the highest price for which he can sell units of his product. b. unregulated monopolists can gain by producing their chosen output at a low cost. c. if a firm has a monopoly, it will always be able to earn economic profit. d. none of the above statements are true.

Economics