List and explain the various mechanisms private insurance companies are still allowed to use, under the Affordable Care Act, to limit potential losses

What will be an ideal response?


Answer:
• Deductibles—payments you must make before your insurance company starts paying
• Coinsurance—the percentage of the bill you must pay
• Copayments—a set amount you must pay at the time of service
• Limits on covered services—conditions or treatments not covered by a particular policy (for example, a plan may or may not cover eyeglasses, dental care, etc.)
• Waiting periods—a period of time (not to exceed 90 days) during which a person is enrolled and paying premiums but before coverage begins; does not apply to plans purchased by individuals

Health & Biomechanics

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Which of the following is NOT a strong risk factor for ovarian cancer?

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Your uncle who wants to begin a structured exercise program but has asthma asks you what precautions he should take when exercising. Provide several exercise-related precautions, given his condition.

What will be an ideal response?

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