Which of the following agencies regulates state-chartered banks?
A. Federal Trade Commission (FTC)
B. Commodity Futures Trading Commission (CFTC)
C. National Credit Union Administration (NCUA)
D. Federal Deposit Insurance Corporation (FDIC)
Answer: D
Explanation: The FDIC regulates state-chartered banks. The National Credit Union Administration is responsible for regulating federally chartered credit unions. The FTC regulates institutions not covered by other agencies. CFTC regulates futures and option markets.
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